In thinking of all the possessions we insure, your wedding ring should be at the top of the list. Your wedding ring isn’t just metal + stones, it’s a symbol of your everlasting love and the most important promise that you’re ever going to make. Before I had my own engagement ring, the thought of jewelry insurance never even crossed my mind. But as I’m sure most of you have experienced, from the second your soon-to-be Mr. slides that ring onto your finger – it means more than any monetary value it could ever hold. Which is why we’re talking about Jewelers Mutual Insurance Company today. It was started by jewelers for jewelers over 100 years ago, and since they only cover jewelry, they do it better than anyone else. They will insure your most important ornaments, especially your engagement ring – for its actual worth.
The Value Of Difference
Did you know that standard homeowners and renters insurance polices place limits on the value of personal jewelry items they cover? Many typical policies require additional jewelry specific policies for items valued over $2,000 and most do not offer coverage such as “mysterious disappearance.” The worst part is that in the unfortunate event of a loss, they can send you to any jewelry repair company of their choice. I don’t know about you, but I’d prefer to put my trust and my special jewels in the hands of those who actually specialize in jewelry insurance.
Customers worldwide, choose Jewelers Mutual® over other insurance options because:
- They provide the most comprehensive coverage in the business
- They offer worldwide travel coverage – from home to your favorite island and back
- They actually allow you to choose your own jeweler for repairs
- They cover preventative work done on your jewelry. Why risk a big loss when you can prevent them?
A few years back, we shared a post about the Top 10 Tips To Protect Your Bling in partnership with Jewelers Mutual and those tips are definitely worth a read!
Protect What Matters
If your most special piece of jewelry is your engagement ring, heirloom necklace or even that rose gold Apple Watch – you can insure it with Jewelers Mutual. No matter the type of jewelry you insure, it will be protected with their comprehensive coverage created to fit your unique lifestyle. Loss, theft, damage and disappearance of fine jewelry is an unfortunate part of life and when it happens to you, the last thing you should worry about is how to repair or replace that cherished item. They strive to replace pieces lost and damaged with the same kind and quality of piece (if you loose a Hearts On Fire® diamond – they will make sure your replacement is a Heart’s On Fire® diamond) returning policyholders to the same position that they were in before the loss. Combined with knowing that you’ll be able to work with your own jeweler for repairs is like the ultimate in peace of mind.
Request A Free Quote
The great news is that with just a few clicks you can request a customized insurance quote for your engagement ring and all other fine jewelry items. Your very own peace of mind is less than a minute away!
Underwritten by Jewelers Mutual Insurance Company, Neenah, WI. Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions. Compensation for this post was provided by Jewelers Mutual Insurance Company in partnership with BrideClick. All opinions expressed within this feature are those of the author.